Scouting Australia Podcast

Shark Bites - Q&A#4 ”The Trifecta Of Idiocy”

We're back in the ocean ready to give you Shark Bites #2 a delicious sharp rundown on what we covered in this week's Monday episode. There were some pretty meaty topics in this week's Q&A and Sammy is here to give it to you straight in 11 minutes. If you took value, please send it to someone else you think may take great value from it.  If you are loving the podcast or have questions for us, we want to hear from you!  Bite #1 - How to reduce LVR [00:40]  Bonus Bite Bite #2 -  How often did Sam need to Sell - [01:57] Bonus Bite Bite #3 - Low entry Hous & Lands or direct purchase - [04:00] Bite #4 - The trifecta of idiocy - [06:40] - No money to be made in 300K properties... - You shouldn't buy regional... - Don't do renovations... The whole bite - [10:29] If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

Q&A#4 - The Trifecta of Idiocy

We are live once again and Jimmy's got a bone to pick with the Bull Shark himself Sammy Gordon about his part-time replacement and some golden questions sent in by YOU, the audience. There are some absolute ripper questions in here that tackle pressing issues affecting the property market today and some 'real talk' on how Sammy feels towards a certain style of property. Keep the questions coming in guys we love this segment of the show and we want more!  A Big thank you - [01:00] New Scouting Australia Podcast record! Ignatius & Nacho Libre  Paying down debt Interest rates Why you want to be 'interest' only Sammy's knowledge bomb - [05:55] Low doc lending - [07:45] Bite out of the banks Colin's question for Sammy's portfolio - [09:01] Did you sell  How did you hold How did you win? Intelligent investing When a market goes on a full run  -[14:35] When do you sell - [16:10] Big Luke B - there is one thing you've gotta remember - [17:55] The truth behind off the plan  Overinflated prices Understanding the environment you put yourself in What would we lean towards Jimmy shocks us with Wise Words - [25:20] Sammy's hot tip questions for you to ask about H&L - [26:00] Jacob B we need more info! - [28:40] Ester-Louise #1- The trifecta of idiocy - [38:45] Only purchase in capital cities Look at the facts Ester point #2 - only purchase in capital cities Look at the metro vs regional facts in data Ester-Loise #3 - Renovators are a waste of time - [41:30] How to actually make it with renovators Why you want multiple strategies to execute - [45:15] If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

Shark Bites - Interest Rates vs Inflation

Join Sammy "The Bull Shark" Gordon as he dissects this week's chat with APS strategist and property economist Luke Teeuwsen as they unpacked a deep discussion on "Interest Rates vs Inflation."    Chomped down into 7 bite sized pieces for the ep, we hope you enjoy the content as always.    If you took value please send it on to someone else you think may take great value from this.  If you are loving the podcast or have questions for us, we want to hear from you!  What is shark bites with Sammy - [00:05] - Blinkers - The 4 title battle Bite #1 What are interest rates? - [01:40] Bite #2 What is inflation? - [03:48] - What does it do? Bite #3 Holding cash doesn't make sense - [05:10] Bite #4 Why do they use interest rates to curb inflation - How long will we be in this scenario for? Bite #5 Affordability  Bite #6 Small window in a long-term play Bite #7 Where is the opportunity in the market? If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

Interest Rates vs Inflation

On today's ep Sammy Gordon has invited Australian Property Scouts' very own property economist Luke Teeuwsen into the studio. Luke will be sharing some wisdom around the current media buzzwords of today being "Interest Rates vs Inflation".     Sammy and Luke dive straight into everything you need to know about these two hot topics in the media today and how they play a part in your investment journey.  If you are loving the podcast or have questions for us, we want to hear from you!   Questions we've been getting - [00:15] -What's the media not telling you -What are the segments all about Who is Mr. Luke - [01:00] -The background -The strategy, investment properties, engineering Interest rates vs inflation - [04:00]- Who sets the rates and why? - What is inflation? Why holding cash doesn't make sense - [07:40] Why have interest rates increased so dramatically? - [10:30] - Why Covid is a factor  - Inflation data Why your biggest expenses came into play Stimulating the economy - [13:10] Understanding demand - [15:00]- Driving costs of goods & services Why couldn't the RBA let inflation run to 2024 - [19:10] - Hyperinflation- Understanding the third percentage pie of Australians - So you think we're at the bottom of the market ... - [26:20] - Sammy's truck brake analogy The people who are going to be exposed - [30:00] -The fearful market How affordability is influenced by interest rates. - [34:35] The tale of two evils - [35:35]- A small window in a long-term play The Mainstream doom and gloom but here is the reality [39:30] If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

12 properties in 3 years! How this investor aggressively scaled his portfolio

We have a very special guest and one of Australian Property Scout's most successful clients Nick Wilcox. Nick is the director of Blue Crane Capital and joins host Sammy Gordon in the studio for a never before heard property portfolio breakdown where we run through his journey as an investor and how he aggressively scaled his portfolio.    In this exciting episode we can learn a lot from Nick's mistakes and successes through investing in residential and commercial property in both joint ventures and his own personal portfolio. One thing is very clear, you can't pay rent with Fish.     Intro - [00:10] Who's Nick Business Banking Nick's Exposure to property When the Journey Started - [02:30] Property #1, the price guide Off the plan scaries Buyers Remorse The Proposal - [06:00] Property #2, the price guide Housing commission  The Commercial story - [08:40] Are you smarter than a metal fabricator Payment in Fish The short-term pain for the long-term gain Bradbury - [11:45] Nick's realization of the importance of BA's His addiction to podcasts & intro to APS The funny thing - [13:40] The Bull Shark negotiation toweling  Nick's strategic position in finance - [15:30] APS deals Understanding property types Understanding the data The APS standard winning again Things have almost doubled - [20:30] COVID kicked in The deals never stopped! The Covid trades debacle - [23:30]   Structuring your portfolio - [25:30] WD-40 & BBQ sauce Infill developments  Understanding QLD - [27:50]   We're at 11 properties! - [29:30] What you can do in 2 years The Campervan tenant - [30:45] Buffers - [33:00] The New Years special deal The Family is growing To buy a car or to buy a property - [35:00]   The position of the portfolio - [38:40]   Understanding the value of Rentvesting vs PPOR in Sydney - [40:40] Nick explains the redlining factor Nick & Sam explains the math What's next in the portfolio - [44:25] SMSF The next steps - [45:30]Fixed rates coming off Refinancing The goal of the portfolio - [47:15]Consolidation When does selling come into the equation Would you buy off the plan again - [49:20] Would you have been able to do this by yourself - [50:00]   Nick's wise words - [51:00] The rewind to astute lending - [55:38]   If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

Sam Gordon's Portfolio Breakdown - Properties 6 to 11

Hold onto your hats because we're about to tackle one of the juiciest parts of Sammy Gordon's property investing portfolio like you have never heard before! In our first ever feature-length podcast episode, investors are truly going to see and hear what was the real turning point for Sam in his journey that led him to become one of Australia's leading property investors today.    This episode is filled with heart-wrenching decisions including: Sam's first time selling a property, one of his biggest buys in property which set his portfolio for success and his love for a beautiful Australian country town.   If you want proof of why Sam is the man he is today and understand why Australian Property Scout practices what it preaches then lock yourself in for what is the best episode yet!   Wizardry Life Lessons - [1:00] What this episode is about - [2:30] -Sammy's biggest year yet  -The recap Set the scene - [6:30] -Special forces -Relationships -The BA   -The engagement fee -The truth Why was this bloke so bad - [17:50] Beginning of the Bull Shark - [19:00] Why should you run? Risk mitigation - [21:20] Roll with the punches - [23:50] APRA's serviceability wall - [26:00] Have you ever thought about selling - [27:40] If nothing changes, nothing changes - [31:00] -Losing profit because of inflation -Power of getting debt back Buying with one agent & selling with another - [32:00] The next deal - [37:00] -The negotiation -The sacrifice -Pressure situation Working in & out of trusts - [44:00] Was selling easy - [45:00] -Building envelope -The vision The deal and valuation on the deal - [49:00] Sammy's 'all in moment' - [52:00] The turning point - [56:00] -This is why the circle of influence exists The gold - [1:00:00] -The questions Sammy needed to figure out -layering strategies 3 year window of growth - [1:03:00] -The heatwave appeal -Just waiting for a mate The Italian job - [1:08:00] The negotiation story of the decade - [1:12:00] -Individual titling -Fire rated gyprock  -The balls of steel MT Gambier BARGAINS - [1:19:10] Be Transparent - [1:23:00] Understand why your portfolio is specific to you - [1:27:00] The recap - [1:29:00] - the whole portfolio Jimmy's takeaway from Sammy - [1:37:00] Sammy's sign-off message to YOU - [1:39:00] If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

Q&A#3 - What to do when the banks say no?!

We hope you're all ready for some absolute fire! Sammy Gordon and Jimmy Ibrahim are in the QLD studio ready to answer some absolute dynamo questions sent in by YOU, the audience!   You have not disappointed us in sending through stacked questions and some of you even got a little greedy and asked multiple! In this episode, you will hear discussions around finance, identify how to be low-risk to the banks, invest through trusts/family & how to develop agent relationships to get you ahead of the pack. This and much, much more!     Topic Discussion: Q&A#3 Sammy's overall portfolio position - [3:20] Mr. Anonymous strikes again - Banks, lenders - [5:00] - when the banks say no - know when to hold 'em, know when to fold 'em How to be low risk to the banks - [7:42] - payslips Trimming back your expenses - [11:40] - Top Tip from Sammy  Resi, SMSF & commercial property - [14:00] - strategies on SMSF @ 90% lend - resi vs com. All about the scenario - base level super starting point "Sambo & old dude" question - [22:20] - trusts and family investing - the problems and complexities The reality of trusts with serviceability - [27:00] - real life example - the resume Book Recommendations - [35:10] Jimmy's thoughts - [38:10] Sam's master of one - [39:00] - find your team to back Metro vs Regional - [42:40] Building and Pest reports - [44:40] - buyer & seller behaviour  - what drives a buyer's agent? Agent relationships - [51:00] Rental Increases - [55:00] Interest rates & opportunity cost - [56:00] When can you start rewarding yourself - [57:30] Earn the Right! - [1:02:00] Sammy's Super Raw Segment - [1:04:20] If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

Equity Explained

Sammy Gordon & Jimmy Ibrahim are back! Recording live from the bullkshark's podcast studio to set the record straight on 'What is Equity?!'   We are constantly asked questions around this topic... How do you use it? How does it work? Does it increase / decrease serviceability? No one really seems to understand it...   Equity is a powerful tool to property investors in the right hands and used correctly. This episode is packed with all the necassary bits of information to help you with this term (and how to use it effectively) to ensure you become the investor making well informed decisions.    If you ever hear anyone say "how does equity work", this is the episode to send them!    Topic Discussion: Equity Explained Jimmy's great point - [2:50] What is equity - [3:50]  Loan to value ratio - [4:35] - stretching your capacity Recycling your equity release - [7:50] - the Rewind! Servicing Equity - [10:20] Balancing portfolio - [12:20] Does equity release increase or decrease your servicability - [ 13:09] - what debt's involved - the cost of doing business The advantages & disadvantages of using equity - [15:20] - how to utilise your capital and risk profile - the reality on using your time wisely Jimmy's portfolio story with banking - [20:00] - what are you doing with your cash Here's a BONZA, The crazy leverage - [23:50] We nail the disadavntage on using equity - [25:08] - what you shouldn't do with your equity - the old ad Should you use all your equity - [30:00]  - why would you wait?  - offset accounts  - assess the Market  - assess your portfolio Sammy's final verdict - [36:00]   If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

3 Property Portfolio starting on $65k!

We've got an inspiring property investor story for your Monday blues. Today we have another young Australian Property Scout client Liam. Learn how this shares-investor bought his first property at 24 and chooses to invest in property. Starting in a very uncertain market and building a tactical portfolio consisting of 3 properties (and growing).   We learn what keeps Liam moving forward so aggressively with all the ups and downs he has endured. Such as dealing with lenders stalling his journey, serviceability caps, understanding markets in different states, and "trusting in the process".    There's a lot to chew through in this meaty episode and we'd like to hear your thoughts and questions on it.    Why this share market investor chooses to invest in property - [3:20] How Liam found APS [6:00] The reality of saving the first deposit - [8:30]Deal #1 - [9:00] 'Circle of Influence' magic - [13:00] Identifying lenders - [17:00]Deal #2 - [19:50] How did we use the equity?- The build - The rents The reality of the purchase - [24:00]Deal #3 - [26:40] - You had how much equity?! What is the game plan - [31:20] - The serviceability wall - What HECS debt is actually doing to Liam. The first sold property! - [32:50]- When the APS strategies come into play - You had how much growth?! - Finding the right sales agent Banking your profit - [38:00]- The tax - The reality of what you could do The levers you can pull when you follow an APS strategy - [42:00]What's Liam's end goal? - [45:20] - The snowball effect - The long-term What advice would Liam give from his journey to date? - [46:15] If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369

How To Pick A Growth Market & Understanding Data

It's time to study up as we deep dive into how to select a property market for growth! Today's professor, Sammy Gordon, joined by his regular co-host Jimmy Ibrahim. They are going to drive some Australian Property Scout research knowledge deep into your minds. There's an immense amount of information out there, be it news, research tools like RP data, market updates & personalities in the industry that dictate where the best places are to invest, (call it the next hotspot). But the burning question is what does Sam Gordon & APS actually consider good metrics, be it macro or micro, that indicates a location in Australia is going to be the next best thing… Today's Ep: The nervous date - 00:30 Today's chat explained: 02:30 How to actually pick a growth area: 03:30 We've gotta settle some rumors - 04:00 The missed opportunity - 11:00 How do you view the big picture: 15:30 Jimmy's ego - 17:00 What are the most important data indicators 18:30 Why Sam chose his locations: 22:15 How does the economic activity affect a growth location -27:08 So what is the ripple effect - 30:25 Another BA who doesn't know what they are talking about - 33:30 Income to house price ratio' Do metrics affect the style of property you buy? - 36:52 Where do you reckon? 39:19 What are the data indicators that are a waste of time when investing - 43:10 How much time would it really take to become an area expert - 45:32 Government Policy change - 51:30 QLD land tax - 52:45 If you're taking tremendous value from these episodes why not share them with your mate? If you want your question answered on our podcast DM us on our socials or email us at apsteam@australianpropertyscout.com.au Send us your questions to: Instagram: @australianpropertyscout Want to book a call with us: Website: https://australianpropertyscout.com.au Any information, comments, opinions or content that we provide in this podcast is our general observations and information only and it is not to be taken as, or in any way, considered to be financial advice, accounting advice, superannuation advice or legal advice. We strongly recommend all and any listener and participant to obtain their own independent financial advice, accounting advice, superannuation advice and legal advice before acting in any way in relation to any investment at all including any investment in property such as what we might be discussing in this podcast. No warranty, guarantee or representation is to be taken and you cannot reproduce it in any way. Every persons financial or investment situation is different and you must consider your own circumstances before undertaking any investment and be sure to obtain independent advice. Australian Property Scout Pty Ltd | License Number: 10094798 | ABN: 64 638 266 369